I find this topic very interesting.
Just read Fatal Choices by Ian Kershaw, where he explain USAs path to war.
Roosevelt and his administration wanted to support UK and France from day 1, but 83 % of the opinion was against US joining a new European war. The Americans would only defend the American continents, if they were attacked. They did not want to get killed in Europe. But, they had noting against helping the Allies with money and stuff, so Roosevelt established the Cash and Carry act to sell weapons to UK, and later when UK was short of cash, Roosevelt come up with the Lend and Lease. He also send out long range patrols to sink German subs up to 300 miles off the US coast. Home water at that time in international law was considered to be like 100 miles off a coast, so Germany had reasons to complain. Roosevelt actually made up a new word, the non belligerent status. A word not in the international Haag convention. Not a true neutral, but not at war neither. With A&A language we would call it pro Allies neutral. And frankly, I think that the US player should be activated as soon UK is able to place a unit there in non combat. This last line was about our A&A game, not the real war.
In 1939 the US Army was not very strong, only 140 000 men. Of this only 4 divisions were combat ready, but with French artillery from WWI, and Brody helmets, also WWI. If Roosevelt had joined the war at this time, Marshall warned that they might be attacked by Germany, Italy and Japan, in a joined Operation, and that a successful defense was not a sure thing.
In mai 1940, when France was attacked, USA was still not strong enough to join, at this time the army was only 250 000 men or something, I write from memory, must check this number later. But, Roosevelt did mobilize all US military forces, and raise the military outlays by 5 times, and he also sent a gift of 50 old Destroyers to UK, for free. From that point, Hitler claimed that US was no longer a neutral, and he had to figure the US strength into his calculating. That is why it suddenly got urgent to invade Russia. Hitler needed the Russian resources and oil to have a fighting change against a hostile USA.
In fall 1941, general Marshall at last informed Roosevelt that the Army was ready to fight. From this point, Roosevelt was out looking for an excuse to attack any of the Axis. US entry was not far away. The casus belli was just around the corner. Some weeks later USA joined.
Just my 2 cents man.