Good news for some, and maybe others . . . .

well, looks as if this guy didn’t play by the rules

https://www.chess.com/news/view/igors-rausis-58-under-investigation-of-cheating

Very helpful, thank you guys!
I think I’m going to order the John Keegan and Erwin Rommel books.
Thanks again!

The Money Survey

Question 1:  Would it be valuable to you if your employer offered a low cost ($5 per use), automated program that gave you instant access to earned wages before payday?

[  ] Yes [  ] No

Question 2:  Would you consider using such a program?

[  ] Yes [  ] No

Question 3:  Would you be more likely to stay with or join a company that offered such a program?

[  ] Yes [  ] No

Question 4:  How often do you have trouble paying your weekly expenses?

[  ] Never [  ] Every week [  ] About once per month [  ] Several times per year [  ] Once per year

Question 5:  Not counting your mortgage and car loan, how much debt do you have?

[  ] None [  ] Less than $1,000 [  ] $1000 - $2,500 [  ] More than $2,500 [  ] Not sure

Question 6:  Do you use your credit card to pay bills?

[  ] Yes (skip to question 8) [  ] No

Question 7:  Why have you not used your credit card to pay bills?

[  ] Don’t own a credit card
[  ] Credit card is maxed out
[  ] Credit limit is too small
[  ] Paying with a credit card is not an option
[  ] Other

Question 8:  Have you ever borrowed from the following?  Mark all that apply.

[  ] Payday lender
[  ] Auto title lender
[  ] Pawn shop
[  ] Loan shark
[  ] None
[  ] Other, please specify  ________________________________________________________________

Question 9:  If so, how many times in the past year?

[  ] 1-3 times [  ] 4-8 times [  ] 9-12 times [  ] More than 12 times

Question 10:  On average, how much do you borrow?

[  ] Less than $100 [  ] $101 - $200 [  ] $201 - $500 [  ] $501 - $1,000 [  ] More than $1,000

Question 11:  How much is too much interest on a loan?

[  ] 15% - 20% [  ] 20% - 30% [  ] 30% - 40% [  ] More than 40%

Question 12:  What would prevent you from asking your employer for access to money?  Mark all that apply.

[  ] Embarrassment.  I don’t want my boss to know I don’t have enough.
[  ] Privacy.  My finances aren’t my boss’s business.
[  ] Ethics.  Asking my employer for money is wrong.
[  ] Fear.  I don’t want to get fired.
[  ] Other, please specify.  ____________________________________________________________________________

Question 13: What is your yearly income?

[  ] $0 - $20,000 [  ] $21,000 - $35,000 [  ] $36,000 - $50,000 [  ] $50,000+

Question 14:  Are you currently employed?

[  ] No [  ] Yes If yes, please list employer name _______________________________________

Question 15:  What is your yearly household income?

[  ]$0 - $20,000 [  ]$21,000 - $35,000 [  ] $36,000 - $50,000 [  ] $51,000 - $75,000 [  ] $75,000+

Please provide your city and state so that we can better understand your responses.  Your input will help us improve our products and serve the underbanked and underemployed communities.

City/Town___________________________________________ State/Provence_________________________________________

Thanks for completing the survey!  You can enter your email address below for a chance to win one of four $50 FlexWage Visa gift cards.  NOTE: All personal information is strictly confidential and will never be shared, used or stored for other purposes.

Email address:  ___________________________________________________

on another site people found that moving left to right designating the answers A,B,C,D etc works.  same thing for top to bottom answers, A being the top  and working your way down.

thanks a ton guys.  this history aficionado appreciates it.

ps.  if you don’t want to post the email you can pm me with it.

Well then post in the varients section ;)

A high courts justices, annoyed with lower court judges who issue problematic rulings, have decided to send one of them back to law school.

In an order issued late Friday, Judge R K Towari was told to return for a three-month refresher course after issuing an arrest warrant in defiance of a previous higher courts ruling.

“Since Tiwari does not have even elementary knowledge of the criminal law and procedure it would be appropriate that he undergoes a refresher course.” Justice V. B. Gupta wrote.

The move comes after a series of high profile cases that have been overturned by a higher court or the national Supreme Court, citing lack of legal understanding by lower court judges.

–-Associated Press, sorry no reporter’s name is listed.

Gee, judges passing law school AND understanding the legal code!  What is this, a Russian Gulag!  We can’t make them do that! hehe.

Sorry, I just thought it was hilarious that the higher courts were getting fed up with idiot rulings and having to correct all these bad rulings in appeals.

As long as FOX News doesn’t get “liberalized” it’s all kosher… :wink:

The results of the study seem to be a mixed bag. See the BJM editorial…

http://bmj.com/cgi/content/full/326/7398/1048

The fact that the study was authorized and sponsored by proponents of California Proposition 99(Anti-Smoking group)and then dropped because of the apparent survey outcome seems to balance the equation for me.

That’s akin to a district attorney gathering evidence that contradicts the outcome s/he wishes in a case. Then not turning the results of the investigation over to the defense attorney. The facts are hiden from the jury…

For a BJM overview and acces to a BJM abridged version of the survey, see…

http://bmj.com/cgi/content/abstract/326/7398/1057?ijkey=b97477b07669c0f43c8888f729d87cbc49a54ab2&keytype2=tf_ipsecsha

@yourbuttocks:

In the Soviet Union, did the class system disapear? NO! It became much more Ironclad than in Capitalist countries.

This is your counter argument to my post? How utterly disappointing.

@yanny:

A communism must be democratic to work.

As said by myself before, there is no other system inherently democratic as communism.

@eyeless:

true communism – the theory stated by Karl Marx – sounds like a wonderful idea to me but this is the real world. that is why the capatialist system is more effiecnt.

The problem is that you are studying too much of the theories under Marx and Engles. There is just as much to gain from reading from the theories of the new era of influential communist. However brilliant The Manifesto may be, it is similarly outdated for the 21st century (read the coming of the information war) and should only be used as a template for the new communist movement.

@yanny:

Due to the post WWII and present day envirment, it is currently impossible for a democratic communism to exist. The United States will involve itself in everything, and will always be sure to have a capitalism put in place. Therefore, the first Communism will be the US itself.

This is true. Look at the economic peril South America is currently in from adopting US capitalist modes. South America is on the verge of initializing groundbreaking, leftist reforms, though the United States Government gone through great pains to try and prevent that from happening.

@guest:

Impossible, america is too individualistic and too capitalistic

I would not count out the Americans. If anything, a smoothly operating communist government would be more successful in America, Europe, or Japan due to their vast, modernized infostructure.

@yanny:

Emu, I agree with you entirely. The kibbutz is a great example. Its the only working communist system in the world. Israel is all bad!

I wouldn’t say the only “communist” system in the world, but I do respect the Kibbutz system as a model for future communes.