Medium luck is the best thing that anyone ever came up with to address this.
anytime you are about to roll dice you can choose - Average + remainder die, or all dice.
It makes a hell of a better game, and most of the time, you find that you risk in on the dice anyways!
Thanks for bringing this up. I’ve never tried medium luck before. It seems like a good way to balance out the pros/cons of playing either way. I’ll be sure to try this in my next game.